Aye Finance has announced its plans to go public with a ₹1,010 crore Initial Public Offering (IPO) in 2026. The company has set a price range of ₹122 to ₹129 per share. This move aims to raise funds through fresh shares worth ₹710 crore while existing shareholders will sell shares worth ₹300 crore.
Aye Finance IPO 2026
The Aye Finance IPO 2026 Analysis shows the subscription window opens on February 9 and closes on February 11. Investors can expect share allotments by February 12, with trading likely to begin on February 16 on both BSE and NSE stock exchanges. The company expects a strong response given its focus on microloans for small businesses.
Retail investors need at least ₹14,964 to participate, buying 116 shares at the upper price limit. Bigger investors have different minimum requirements – ₹2.09 lakh for small institutional buyers and ₹10.02 lakh for large institutions. These details matter for those planning to invest in the Aye Finance IPO price target 2026.
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Financial reports reveal steady growth for the company. Assets jumped from ₹3,126 crore in March 2023 to ₹6,338 crore by March 2025. Profits also climbed from ₹40 crore to ₹175 crore during the same period. These numbers help investors understand the company’s health before the IPO.
The firm specializes in small business loans through various products like mortgage loans and property loans. With over 586,000 active customers across India, Aye Finance focuses on serving micro-scale businesses often ignored by bigger banks. Their strength comes from widespread operations and strong customer retention.
Experts suggest careful consideration before investing. While income grew recently, profits have stayed mostly flat in recent years. The Aye Finance IPO 2026 price seems high compared to current earnings. Retail investors should study the company details before deciding whether to invest.
Important dates to remember include February 9-11 for buying shares and February 16 for when trading begins. Investors can apply through their bank accounts or trading apps using UPI payments. Many stock brokers like Zerodha and Upstox will offer application support for this IPO.
Common questions
Common questions about this offering include application methods and eligibility. Anyone with a demat account can participate, including retail investors and institutions. The minimum application requires purchasing 116 shares. After applying, money stays blocked until shares get allotted or the application gets canceled.
This IPO comes when more Indians invest in stock markets. With over 10,000 employees and growing operations, Aye Finance hopes its public offering draws strong interest. The company lists Axis Capital and IIFL among its lead managers, with Kfin Technologies handling share allotments.
Potential investors should review the company’s documents carefully. The detailed financials, business risks, and competitive landscape appear in the Red Herring Prospectus available online. Understanding these factors helps make informed decisions about the Aye Finance IPO price target 2026.
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Looking ahead, success depends on how well the company uses IPO funds for expansion. The management team’s experience and backing from major investors could help performance post-listing. As IPO week approaches, market experts will watch subscription levels closely for signs of investor confidence.
People often ask how to check IPO allotment status. Investors can visit the Kfin Technologies website after February 12, using their application details. Those who get shares will see them in demat accounts by February 13, ready for trading when markets open on February 16.
The Aye Finance IPO 2026 analysis shows both opportunities and risks. With careful evaluation of financials and market position, investors can decide if this offering matches their financial goals. As always, consulting with financial advisors before investing remains good practice.
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